:root{--bg:#fffaf3;--fg:#1f2937;--muted:#6b7280;--teal:#2a9d8f;--terra:#e76f51;--sand:#f4e1d2;--ink:#0b3b37;--border:#e5e7eb;--card:#ffffff;--gold:#e9c46a}
*{box-sizing:border-box}html,body{margin:0;padding:0;background:var(--bg);color:var(--fg);font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Ubuntu,Arial,sans-serif}
a{color:var(--teal);text-decoration:none}.container{max-width:1140px;margin:0 auto;padding:16px}
.header{position:sticky;top:0;background:rgba(255,255,255,.9);backdrop-filter:saturate(160%) blur(6px);border-bottom:1px solid var(--border);z-index:40}
.nav{display:flex;justify-content:space-between;align-items:center;padding:10px}.brand{font-weight:900;letter-spacing:.3px;color:#1b1b1b}
.menu{display:flex;gap:8px;flex-wrap:wrap}.menu a{padding:8px 10px;border:1px solid var(--border);border-radius:12px;background:#fff;font-size:13px}
.menu a:hover{background:#fef3c7;border-color:#fde68a}.hero{background:linear-gradient(180deg,#fff,#fff2e6);border:1px solid var(--border);border-radius:18px;padding:18px;box-shadow:0 8px 20px rgba(231,111,81,.08)}
.hero h1{font-size:30px;margin:4px 0 6px;color:#3a2e1f;font-family:ui-serif,Georgia,Serif}.kpis{display:flex;gap:8px;flex-wrap:wrap}
.kpis .chip{background:#ecfdf5;border:1px solid #bbf7d0;border-radius:999px;padding:6px 10px;font-size:12px;color:var(--ink)}
.layout{display:grid;grid-template-columns:260px 1fr;gap:14px;margin-top:14px}@media(max-width:900px){.layout{grid-template-columns:1fr} .toc{position:static}}
.toc{position:sticky;top:66px;align-self:start;border:1px solid var(--border);border-radius:16px;background:#fff;padding:12px}
.toc h4{margin:0 0 6px;font-size:14px;color:#374151}.toc a{display:block;padding:6px 8px;border-radius:8px;color:#111827}
.toc a:hover{background:#f1f5f9}.card{background:var(--card);border:1px solid var(--border);border-radius:16px;padding:16px;box-shadow:0 6px 16px rgba(42,157,143,.08)}
.section h2{font-size:22px;margin:0 0 8px;color:#2b2b2b}.section h3{margin:12px 0 6px}
.rule{display:flex;gap:8px;align-items:flex-start;margin:6px 0}.rule .num{flex:0 0 28px;height:28px;border-radius:8px;background:linear-gradient(135deg,var(--terra),var(--gold));color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800}
.rule p{margin:0}.list{margin:0;padding-left:18px}
.badge{display:inline-block;padding:3px 8px;border-radius:999px;background:#fff7ed;border:1px solid #fed7aa;color:#7c2d12;font-size:12px}
.note{background:#ecfeff;border:1px dashed #bae6fd;border-radius:12px;padding:10px;margin-top:6px}
.btn{display:inline-flex;align-items:center;justify-content:center;width:100%;min-height:50px;border-radius:14px;border:0;background:linear-gradient(135deg,var(--teal),#3fb7a9);color:#fff;font-weight:900;cursor:pointer;box-shadow:0 10px 22px rgba(42,157,143,.18)}
input,select,textarea{width:100%;min-height:46px;border:1px solid var(--border);border-radius:12px;padding:12px;background:#fff}
label{font-weight:600;display:block;margin-bottom:6px}footer{margin-top:26px;border-top:1px solid var(--border);background:#fff}.small{font-size:12px;color:#6b7280}